Hospital admission
A fixed benefit may be payable for a qualifying admission.
Explore hospital indemnity coverage that may provide a fixed cash benefit after a qualifying hospital stay — helping you plan for costs beyond the hospital bill.
Hospital indemnity insurance is a type of supplemental, limited-benefit coverage. If a covered event occurs, the policy may pay a fixed cash benefit according to its terms.
Depending on the policy, a benefit may help with everyday expenses during a hospital stay or recovery. The benefit is not a replacement for comprehensive health insurance, and exclusions, limits and waiting periods may apply.
See how it compares ↗Exact benefits depend on the insurer and policy selected. These are examples of provisions that may be available.
A fixed benefit may be payable for a qualifying admission.
Some policies include a benefit for each eligible day in hospital.
Additional benefits may apply for a covered ICU stay.
Certain surgical or other qualifying services may be included.
Not all plans include every benefit shown. Review definitions, covered events, benefit amounts, exclusions, pre-existing condition provisions and waiting periods in the actual policy documents.
Hospital indemnity insurance and major medical insurance are designed for different purposes. Understanding the distinction can help you ask better questions.
Explore information →Everyday responsibilities do not always pause during a hospital stay. Depending on the policy, a fixed cash benefit may offer flexibility for expenses such as transportation, groceries or household bills.
Consider your existing health coverage, budget and the policy's actual terms before deciding whether supplemental coverage is appropriate.
Ask about available options ↗
Submitting your details is a request for information — not an application for insurance.
Complete the short form with your contact information and any optional details.
Your information may be reviewed to identify participating professionals who can respond.
A licensed professional may discuss available products, costs, limitations and questions.
It may be worth learning about if you want to understand supplemental options alongside your current health plan. Consider your needs and compare policy terms carefully.
You want to understand fixed cash benefits for covered hospital events.
You are comparing supplemental coverage with an existing health plan.
You want to review premiums, limits, exclusions and waiting periods before deciding.
You prefer to speak with a licensed professional about state-specific availability.
Start with the basics. Always use the policy documents for the final details.
No. It is supplemental, limited-benefit coverage and is not a substitute for comprehensive major medical insurance.
Many hospital indemnity policies pay a stated cash benefit when a covered event meets the policy requirements. The amount and payment rules vary by policy.
Ask the insurer or licensed professional how benefits are paid and whether the policy places any restrictions on their use.
Premiums vary based on factors such as age, location, selected benefits, insurer and underwriting rules. There is no universal price.
No. This form requests information only. It does not submit an insurance application, enroll you or guarantee a quote or coverage.
No. Participating providers and products may be limited by location, licensing, insurer participation and availability.
Request information about hospital indemnity options and the questions to ask.